1. Separate email for sensitive accounts: Create a dedicated email address solely for banking, investments, and other critical accounts. This reduces the risk of phishing attacks or compromise to your primary email affecting your financial security.
2. Turn off Wi-Fi and Bluetooth when not in use: Your devices constantly scan for networks and devices when these are enabled, potentially exposing you to attacks through fake networks or vulnerabilities. Turning them off when not needed minimizes this risk.
3. Opt for mobile data over public Wi-Fi: Public Wi-Fi networks are often unsecure and easily intercepted by attackers. Tethering to your phone’s mobile data provides a more secure alternative.
4. Use unique usernames in addition to strong passwords: Employing unique usernames for different online accounts adds another layer of defense. If one account’s username is compromised, attackers can’t easily connect it to your other accounts.
5. Utilize virtual or temporary credit cards for online shopping: Some banks offer the option to create virtual credit card numbers for online purchases, or services like Privacy.com allow you to create temporary cards. These cards protect your real credit card information in case of a data breach or fraudulent activity, according to All Things Secured.
6. Enable Stolen Device Protection (iOS) or equivalent theft detection (Android): These features add a layer of security if your phone is lost or stolen, making it harder for unauthorized access even with the passcode.
7. Review and manage permissions for apps on your devices: Many apps request extensive permissions, often beyond what’s necessary for their functionality. Periodically review app permissions and revoke access to sensitive data like contacts, location, or photos if they are not essential for the app’s operation. 

Note: We do use YouTube Video’s under the “Fair Use” Act under the Copyright Law:

“Fair use is a doctrine in the United States copyright law codified in Section 107 of the Copyright Act of 1976.¹ It provides for the legal, non-licensed citation or incorporation of copyrighted material in another author’s work without requiring permission from the rights holders, such as for commentary, criticism, news reporting, research, teaching or scholarship.⁰¹ The U.S. Copyright Office Fair Use Index should prove helpful in understanding what courts have to date considered to be fair or not fair but it is not a substitute for legal advice.²“

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